The cost of health insurance continues to grow unabated. As the number of uninsured in America swells to 45 million people, many of them look to our political leaders for answers and relief. Rhetoric of the presidential campaign about how soaring health care costs control offers only short-term solutions, focusing on the sticker price. But the administration must address long-term solutions to the crisis spirals.
In 2002, the United States $ 1.6 trillion, or nearly 15 percent of GDP, spending on health care. Medicare, the single payer model of government for the elderly, spent $ 267
Billion.
Analysts project of national health expenditures to reach 3.1 trillion U.S. dollars by 2012 – nearly twice as much output in 2002.
The dramatic figures tend to be manifestly excessive – for many, the cost for insuring equal, if not more,
Rent or mortgage. Until the administration puts its focus on the rising cost of health care costs continue to rise much higher profit. If you subscribe to a higher monthly premium costs for an HMO or a tax on the profits from Uncle Sam has to pay someone to collect
The draft law. The shifting of the weight of our invoice for the premium on our tax bill is not an acceptable solution.
There are basic steps that politicians in an attempt to simplify the delivery and minimize facial
the rising costs of health care.
First, incentives for investment in improved technologies at all levels of medical care, including insurance companies, hospitals and doctors. 1.6 trillion dollars for an industry in the 21st Century, the technology used is comparable
Driving a Model T on a street full of modern cars.
Consider the banking sector. A simple piece of plastic at all banks, you can buy everything from antiques on eBay in the milk from the grocery store. In health care, the piece of plastic that serves as proof of identity, which is somewhat different
to inform the doctor to send the bill. Doctors and their staff spend so much time over –
the correct documents to receive payments.
Inefficiencies are costly. Administrative costs are the fastest growing part of healthcare expenditure. In 2002, the public and private insurance companies gave 105 billion U.S. dollars for administrative costs, nearly 13 percent more than in 2001. Support for the development of common standards and improvement of technology is necessary to eliminate the costly inefficiencies
contribute to the growth of health costs.
Continue to support the issue of cost and quality. The most of us know where we can find the best deal for a car, a mortgage or even shoes. But how many people can afford to know something without having to buy the price?
You know the average cost of visiting a physician office? We are accustomed to buying at least co –
the benchmark for the cost of providing assistance. But who would seriously consider a $ 10 co-payment of a sum sufficient
medical treatment?
As consumers, we are asked to bear a larger share of the costs in health care. In return, we ask for additional information
Price and quality. Disclosure of this information has the potential to produce a profound effect on consumer behavior and the cost and quality of health care have. This transparency should reform the inequities and shortcomings of the cost of
Health care.
There is no single panacea for solving the problems of American health care system. Our system is a huge and
complex web of dependencies. Expanded public funding and grants will provide only a short-term relief, if the
Drivers of health expenditure have been resolved. Overwhelm Only by addressing the problem through more money at them, whether public or private, to ignore the elephant in the living room does little to alleviate the financial burden has become a large health system.
We must accept the fact that health care is expensive in the United States and information on long-term solutions that will effectively control the cost of labor. We have the ability, the cost of medical care in this country to control what is lacking is the commitment and
Perseverance to get done.
John R. Cantillo is Vice President of the herd by sight. An industry expert with more than 10 years experience in the field of health insurance earned an MBA from the University of Florida. Cantillo is a member of the herd’s Health Study Group, a think tank and national source of information for managers of health insurance. Join http://www.vistahealthplan.com to
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